Choosing the Right Car Finance

Choosing the right car is a huge decision, but choosing to get it on finance requires far more consideration. With a myriad of auto finance options available today, finding the right financing partner and choosing the best loan option becomes very critical.

Though car companies have started offering attractive financing options and have opted to become a facilitator between their customers and auto loan providers, there is still much that car buyers need to be aware of.

To help you understand, we have curated a list of things you should consider when choosing a car financing option.

 

Total Car Price

The price of the car you wish to buy is an essential sum. Along with that, the down payment you plan to make. Therefore, it is important to know the purpose of your car purchase. Will it just be used for commuting to and from work, or are you looking to buy a family car? As there are diverse options in the market today, shortlist a car that suits your purpose and budget. It is also recommended that you consider additional car-related costs, such as maintenance, insurance, accessories, etc. Once known, it will be easy to look for loan options for the amount you require.

 

Compare Loan Lenders

Automobile manufacturers typically partner with several financiers who provide loan options to their customers. Once you have decided on a car dealer, they can direct you to the lenders who work with them. These lenders frequently offer customised loans and loan schemes with better deals and festive offers with lower interest rates curated exclusively for that specific car manufacturer.

 

Workout Additional Details

Take into account the loan amount, repayment period, and EMI costs before approaching a lender. Most lenders and automobile companies offering financing options have free online car loans and EMI calculators on their websites. Enter the loan amount, select a loan period, and toggle with the interest rate you wish to choose. It can help you reach an EMI that fits your budget. Knowing these things before approaching a lender can help you negotiate better.

Financing a car need not be as daunting as most believe it to be. Whether you are planning on buying a Maruti Brezza Finance or getting a car loan for any other model, use these tips to find the best car loan for you.

 

Reasons Why the Maruti Suzuki Tour H1 is a Smart Buy

Maruti Suzuki Commercial, the Indian automobile giant, offers a wide range of goods carriers and passenger carriers. These commercial vehicles are well-suited to meet the needs of different types of Indian businesses. The simple reason behind the popularity of these vehicles among Indian buyers is that they come with the triple advantage of affordable prices, low ownership and running costs, and easy maintenance, which is supported by the widespread after-sales network of Maruti Suzuki. The Tour H1 (Alto) is one of the best-selling passenger carriers in the Maruti Suzuki Commercial range, and with good reason.

Exteriors

The new Tour H1 (Alto) has an aero edge design that features trendy headlamps and a sporty front bumper and grille. All these design features help enhance the car’s appeal, while it’s compact size allows it to navigate even the narrowest of lanes, making the Tour H1 the perfect car for the passenger carrier segment.

Interiors

The fabric and vinyl seat upholstery, silver accents on the door handles, steering wheel, and louvers, and more, the interiors of the Tour H1 bring a premium feel to the car. The interiors are stylish yet practical, where all available space has been used in the best way possible. The passengers and the driver both get ample amount of headroom and legroom, which makes it perfect for long journeys as well.

Performance and Technology

This car features a BS6-compliant, 796 cc F8D petrol engine, which along with the lighter body weight of the Alto Tour H1 Mileage is of 22.05 kmpl. The smooth driving experience that the Tour 1 offers is complemented by the advanced technology that the car comes with, like keyless entry, front power windows, etc.

Safety

The Maruti Suzuki Tour H1 comes with a long list of safety features that are hard to find in any other car in this segment. This includes dual airbags, ABS with EBD, a central locking system, reverse parking sensors, headlight leveling, speed limiter, engine immobilizer, etc.

With so much to offer, it’s not hard to understand why the Maruti Suzuki Tour H1 (Alto) is one of the most popular cars in its segment.

Things to Look for When Buying a Car on Finance

A car is no longer a status symbol but has become a necessity in today’s fast-paced life. Nowadays, smart consumers do not spend their savings but take the best advantage of car financing solutions. In car financing, you get the sum required for the car purchase and repay it over time. However, sometimes people end up taking the wrong financing option, which eventually leads to high monthly EMIs. 

So, it is vital to do some research and find the best car financing service. Whether you want car like Maruti Suzuki Dzire finance or any other model, make sure to consider the following factors to make a wise decision.

Interest Rate

The first and most important consideration point when looking for car financing is the interest rate offered by lenders. So, while taking a loan, the total cost of the car will include the principal amount and the interest rate you will have to pay over time. Most financial companies offer two types of interest rates – fixed and floating. When looking for financing options, make sure to check and compare the rates provided by various lenders to get the best offer.

Loan Tenure

The next thing you need to determine is the time you will need to repay the loan amount. Generally, most auto finance companies offer loan tenure from 1 year to 7 years. Selecting a longer repayment period means you will have to pay a lower EMI amount every month, but you will ultimately end up paying more interest. If you opt for short loan tenure, you will pay more each month, but it will reduce your interest burden and take less time to pay off the loan. So, plan your finances and choose according to them.

Customer Service

The car financing process should be simple, quick, and with minimum documentation. Also, as a borrower, you can have some doubts during the loan tenure. So, the financial company must have an excellent team that can provide clients with the latest loan details regularly. When looking for car financing, you must check whether the lender has a responsive customer service team. 

Whether you want to finance Maruti Suzuki Swift, Dzire  (available at the best price), or any other model, consider the abovementioned factors to make a well-informed decision.

Features of Maruti Suzuki S-Presso CNG Variant

Maruti Suzuki's S-Presso is a popular compact SUV that is also available in the CNG variant, offering drivers an eco-friendly and cost-effective alternative to traditional fuel-powered vehicles. Here is a closer look at the features of the Maruti Suzuki S-Presso CNG variant:

Mileage

One of the standout features of the Maruti Suzuki S-Presso CNG is its fuel efficiency. The CNG variant offers an impressive mileage of 32.73 km/kg*, making it a great choice for those who want to save money on fuel costs. The CNG variant is also more environmentally friendly, emitting fewer greenhouse gases compared to gasoline-powered vehicles.

Performance

In terms of performance, the Maruti Suzuki S-Presso CNG is powered by a 1.0-litre three-cylinder engine that delivers 68 PS of power and 90 Nm of torque. The CNG variant is available with a 5-speed manual transmission, which provides a smooth and responsive driving experience.

Safety features

The Maruti Suzuki S Presso CNG variant is equipped with a range of advanced safety features, including dual airbags, ABS with EBD, reverse parking sensors, and ISOFIX child seat anchors. The CNG variant also comes with a high-mounted stop lamp, which helps to improve visibility and enhance safety.

Interior

The Maruti Suzuki S-Presso CNG offers a comfortable and spacious interior, with seating for up to five passengers. The CNG variant is equipped with features such as power windows, a tilt-adjustable steering wheel, and a digital display in the instrument cluster. The CNG variant also comes with a spacious boot, which provides plenty of storage space for your belongings.

Exterior

In terms of exterior design, the S-Presso CNG boasts a bold and sporty look, with distinctive styling cues such as the front grille and wheel arch cladding. 

Overall, the Maruti Suzuki S-Presso CNG variant is a well-rounded and practical compact SUV that offers a great combination of fuel efficiency, performance, safety, and comfort. The S Presso car  price is also affordable. With its eco-friendly CNG powertrain and advanced features, the Maruti Suzuki S-Presso CNG is an excellent choice for those looking for an affordable and reliable vehicle that is easy on the wallet and the environment.

Here are the three most important reasons why mini trucks should be serviced on a regular basis

Maintaining commercial cars on a consistent basis is essential to ensuring their longevity for businesses. Many businesses rely on commercial cars, therefore it's crucial that they always run properly. Keeping to a regular maintenance schedule reduces the likelihood of unexpected problems and ensures that the vehicle continues to perform well while being driven. Mini trucks, even the popular and cost-effective Maruti Suzuki Super Carry, still require regular upkeep and repair in order to function at peak efficiency and last as long as possible. 

Three of the most important reasons why your mini truck needs regular maintenance are listed below.

Saving money

Even though there will be some expenditures involved with maintaining your truck, it will end up saving you money in the long run by preventing you from having to pay for any unforeseen repairs. If you ignore your tiny truck's early warning signs, the problem will get worse and more expensive to fix. To make matters worse, you might need to get a new car. Therefore, keeping up with routine maintenance is essential for maximising the life and efficiency of the truck's engine and other components.

Protection Increased

Maintaining your micro trucks on a regular basis helps ensure the safety of your drivers and other road users. Keep in mind that any unpleasant incident on the road might be caused by driving a car with any hidden issue or urgent need for maintenance. Keeping up with routine inspections and repairs is so essential for your commercial vehicle.

You Should Not Have Any Downtime

Vehicle breakdowns have a significant financial and operational impact on businesses. It would be detrimental to operations and the company's reputation if it failed mid-transit. However, if you keep up with routine maintenance on your tiny truck, it will help your company in many ways, including expanding your customer base, enhancing your brand's reputation, and fostering long-lasting relationships with your business's partners.

These are just a few of the many advantages to maintaining a regular maintenance schedule for your micro trucks. You can reduce the likelihood of serious problems in the future by keeping up with routine inspections and servicing.

 

A Hot Take on CNG Cars: Are They the Future of the Automotive Market?

CNG cars came into the picture when the automotive market was struggling with rising fuel prices. Technological advancements paved the way for CNG vehicles, which not only counter fuel costs but also provide a host of other advantages. As a result, they received tremendous market support, and automakers launched several factory-fitted CNG vehicles. 

Here are some of the benefits offered by CNG cars:

Cost Effective

Owning a CNG car is a cost-effective option for anyone, as CNG refill prices are not as high as those for petrol or diesel. People are gravitating towards buying a factory-fitted CNG vehicle that may be priced higher but is cost-effective in the long run as the cost of fuel is quite low. Besides this, a fuel shortage is another challenge that has surfaced in recent times; CNG cars also tackle this issue.

Green Fuel

It is not a secret that CNG is an eco-friendly fuel option that leaves fewer residues in comparison to petrol and diesel vehicles. It has a low environmental impact and does not contribute to hazardous air quality.

Optimum Oil Usage

One of the biggest advantages of a factory-fitted CNG vehicle is that it does not put pressure on the engine oil. So, the life span of the lubricating oil used in the vehicle is increased in CNG-powered cars.

Safe Fuel

The gaseous form of CNG is a good thing for vehicles. As CNG is lighter than air so in case of gas leakage it moves away from the vehicle. It helps keep fire hazards and car breakdowns at bay.

CNG is surely one of the best fuel choices for automotive mobility. It has a secured place in the future, which is reflected in a steady increase in the sales of CNG cars on the market. Some of the top automotive companies have introduced CNG options in their cars for those who want to be a part of the green economy.

Here's a look at the brand-new Maruti Suzuki Celerio and how its features work

The Maruti Suzuki Celerio was first introduced to the Indian market in 2014, and a refreshed version was released in 2017. In 2021, a new, improved version of this car hit the market. 

The 2017 Maruti Suzuki Celerio mileage is excellent in gas variant and is widely considered to be among India's most fuel-efficient vehicles.

While its predecessor was more squared off than it is now, the second-generation Maruti Suzuki Celerio is built on the fifth-generation Heartect platform and has a more rounded shape. The car's front end features the Maruti Suzuki insignia and a chrome-accented, studded grille. The headlights are the conventional halogen bulbs in an oval form. Arctic White, Caffeine Brown, Fire Red, Speedy Blue, Glistening Grey, and Silky Silver, Glistening are just some of the colours available for the all-new Maruti Suzuki Celerio.

Dimensions

The new Maruti Suzuki Celerio is longer and wider than the previous generation. The new Maruti Suzuki Celerio is about 55 mm wider than its predecessor, although being the same length and height. The latest model is 3,695 millimetres in length, and it stands 1,555 millimetres in height and 1,655 millimetres in breadth.

Powertrain Components

The 2017 Maruti Suzuki Celerio only comes with a single gasoline engine, the new 1.0-liter K10C naturally aspirated petrol motor that can provide 65 horsepower and 89 Newton-meters of peak torque. The engine is paired with a 5-speed manual and an automatic transmission (AGS). It boasts a claimed fuel economy of 26.68 km/l.

Capabilities and security measures

The cabin of the all-new Maruti Suzuki Celerio price is just right, has been given a thorough makeover. It has a lot more bells and whistles than its predecessor. A 7.0-inch touchscreen infotainment system that is compatible with Apple CarPlay and Android Auto is available for the new Maruti Suzuki Celerio. In addition to a MID-equipped analogue instrument cluster and a push button start/stop engine, it also features audio controls positioned on the steering wheel. Vehicles have advanced safety features such as segment-first hill-hold assist, dual front airbags, reverse parking sensors with a parking camera, anti-lock brakes (ABS) with electronic brake-force distribution (EBD), and brake assist (BA).