Choosing the Right Car Finance

Choosing the right car is a huge decision, but choosing to get it on finance requires far more consideration. With a myriad of auto finance options available today, finding the right financing partner and choosing the best loan option becomes very critical.

Though car companies have started offering attractive financing options and have opted to become a facilitator between their customers and auto loan providers, there is still much that car buyers need to be aware of.

To help you understand, we have curated a list of things you should consider when choosing a car financing option.

 

Total Car Price

The price of the car you wish to buy is an essential sum. Along with that, the down payment you plan to make. Therefore, it is important to know the purpose of your car purchase. Will it just be used for commuting to and from work, or are you looking to buy a family car? As there are diverse options in the market today, shortlist a car that suits your purpose and budget. It is also recommended that you consider additional car-related costs, such as maintenance, insurance, accessories, etc. Once known, it will be easy to look for loan options for the amount you require.

 

Compare Loan Lenders

Automobile manufacturers typically partner with several financiers who provide loan options to their customers. Once you have decided on a car dealer, they can direct you to the lenders who work with them. These lenders frequently offer customised loans and loan schemes with better deals and festive offers with lower interest rates curated exclusively for that specific car manufacturer.

 

Workout Additional Details

Take into account the loan amount, repayment period, and EMI costs before approaching a lender. Most lenders and automobile companies offering financing options have free online car loans and EMI calculators on their websites. Enter the loan amount, select a loan period, and toggle with the interest rate you wish to choose. It can help you reach an EMI that fits your budget. Knowing these things before approaching a lender can help you negotiate better.

Financing a car need not be as daunting as most believe it to be. Whether you are planning on buying a Maruti Brezza Finance or getting a car loan for any other model, use these tips to find the best car loan for you.

 

Reasons Why the Maruti Suzuki Tour H1 is a Smart Buy

Maruti Suzuki Commercial, the Indian automobile giant, offers a wide range of goods carriers and passenger carriers. These commercial vehicles are well-suited to meet the needs of different types of Indian businesses. The simple reason behind the popularity of these vehicles among Indian buyers is that they come with the triple advantage of affordable prices, low ownership and running costs, and easy maintenance, which is supported by the widespread after-sales network of Maruti Suzuki. The Tour H1 (Alto) is one of the best-selling passenger carriers in the Maruti Suzuki Commercial range, and with good reason.

Exteriors

The new Tour H1 (Alto) has an aero edge design that features trendy headlamps and a sporty front bumper and grille. All these design features help enhance the car’s appeal, while it’s compact size allows it to navigate even the narrowest of lanes, making the Tour H1 the perfect car for the passenger carrier segment.

Interiors

The fabric and vinyl seat upholstery, silver accents on the door handles, steering wheel, and louvers, and more, the interiors of the Tour H1 bring a premium feel to the car. The interiors are stylish yet practical, where all available space has been used in the best way possible. The passengers and the driver both get ample amount of headroom and legroom, which makes it perfect for long journeys as well.

Performance and Technology

This car features a BS6-compliant, 796 cc F8D petrol engine, which along with the lighter body weight of the Alto Tour H1 Mileage is of 22.05 kmpl. The smooth driving experience that the Tour 1 offers is complemented by the advanced technology that the car comes with, like keyless entry, front power windows, etc.

Safety

The Maruti Suzuki Tour H1 comes with a long list of safety features that are hard to find in any other car in this segment. This includes dual airbags, ABS with EBD, a central locking system, reverse parking sensors, headlight leveling, speed limiter, engine immobilizer, etc.

With so much to offer, it’s not hard to understand why the Maruti Suzuki Tour H1 (Alto) is one of the most popular cars in its segment.